McGowan Risk Specialists (MRS): Medical Insurance

Product Overview

Eligible Classes

Alternative Medicine
Ambulance Services / Medical Transportation
Clinic Trials / Research
Clinics
Hard to Place / “Special Situation” Practitioners
(Physicians, Surgeons, Dentists, Nurses)
Home Healthcare
Imaging Centers
Laboratories
Medical Staffing & Locum Tenens
Medi – Spas
Mental Health
Pharmacies
Physical Therapy / Athletic Trainers
Rehab Facilities
Surgery Centers
Teaching Facilities / Schools
Many More

Coverage Overview

Coverages

Medical Malpractice (Hard to Place Practitioners)
Medical / Healthcare Professional Liability (with GL for Certain Classes)
Directors & Officers Liability (Including Hospitals, Associations, Not-for-Profit Foundations, etc.)
“Entity” Professional Liability
Employment Practices Liability for Medical Providers
Privacy / Security / Data Breach
Products & Completed Operations
Billing / Collections E&O
Crime / Fidelity

Carrier: “A” Rated Carriers / Admitted & Non Admitted Paper

Limits: Primary & Excess Available

Applications

Acupuncturist

Adult Day Care Centers

Alternative Therapy Clinics

Anesthesiologists

Blood Bank – Plasmapheresis Center

Chiropractors

Clinical Trials – Research

Crime – Fidelity

Dental Clinics

Dentists & Oral Surgeons

Directors & Officers

EPLI for Medical Providers

Home Health Care

Imaging – MRI Centers

Infusion Therapy

Locum Tenens – Contract Staffing Organizations

Medical Billing – Collections

Medical Clinics

Medical Laboratories

Medical Products & Completed Operations

Medical Students

Medical-Healthcare Staffing

Medical-Healthcare Teaching Facilities-Schools

Medi-Spa – Anti-Aging Clinic

Mental Health Clinics

Misc. Clinics

Nurse Anesthetist

Nurse Practitioners

Nursing Home – Assisted Living Facility

Physicians & Surgeons

Physicians’ Assistants

Podiatrists

Post Mortem Services

Psychologists

Public Health Clinics

Security – Privacy – Data Breach

Specified Medical Professions

Surgery Centers

Veterinary Services

Visiting Nurse Agency – Nurse Registry

Wilkens Elected PIANJ Vice President

ATLANTIC CITY, N.J.—Thomas Wilkens of Belford, N.J. was elected vice president of the Professional Insurance Agents of New Jersey today at the association’s annual business meeting held at Harrah’s Resort and Casino in Atlantic City. Wilkens is Branch Manager & Director of McGowan Risk Specialists in Eatontown, N.J. Active in the association, Wilkens served as […]

Employment Practices Liability Insurance (EPLI) for Dispensaries

What is EPLI? Dispensaries and other cannabis businesses face the same challenges that any organization faces with hiring and firing employees. However, several factors make dispensaries vulnerable to employment practices lawsuits. For one, the industry has a high employee turnover rate, averaging 40 to 60% churn within the first two months of employment (according to […]